Maximum Capital Gains Rates

The rates below apply only if your net long-term capital gain for the year exceeds your net short-term capital loss. More than one rate may apply. Any net short-term gain is taxed at the same rate as your ordinary income.

Rate
Applies to
28%
Gains on collectibles and small business stock (Section 1202 stock).
25%
Gain on real property attributable to straight-line depreciation.
18%
Gains from capital assets held more than 5 years and acquired after 2000 (or property held more than 5 years and for which the taxpayer made the Section 311 election on 2001 Schedule D). Does not apply until the 2011 tax year.
15%
Gain to the extent taxable income is taxed at a rate over 15%.
14%
Effective rate on gain from small business stock eligible for the 50% exclusion.
0%
Gain to the extent taxable income is taxed at 10% or 15%.