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| H&R Block Emerald Savings™ |
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Our new H&R Block Emerald Savings account, available exclusively through H&R Block tax offices, allows
you to save for your short- or mid-term financial goals. This account is currently offering a 4.00% annual
percentage yield1 and can be opened for as little as $300 when you get your taxes done with an H&R Block
tax professional. It can even be funded directly from your refund. In addition, you can access your money with
our H&R Block Emerald Prepaid MasterCard®. Saving has never been more convenient!
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| H&R Block Easy IRASM |
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Our H&R Block Easy IRA account allows you to save for your long-term financial goals. This account is currently offering a 2.00% annual percentage yield and can be opened for as little as $300. You may even have potential tax breaks on your current year tax return, and you could be eligible for the Saver's Credit. Save the easy way with an
H&R Block Easy IRA!
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| Refund Anticipation Check (RAC) |
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Pay for your tax preparation fees with your refund. There are no out-of-pocket expenses for you. Plus, you can
get the balance of your refund on an H&R Block Emerald Prepaid MasterCard®, as a check or
direct deposit in approximately 8 to 15 days later.2 RACs are available starting Jan. 11, 2008.
Learn more about your refund options.
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| State Refund Anticipation Check |
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Get the balance of your state refund on an H&R Block Emerald Prepaid MasterCard®, as a
check or direct deposit in approximately 8 to 15 days later.2 State RACs are available in 42
states for $13 starting Jan. 11, 2008.
Learn more about your refund options.
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| Instant Refund Anticipation Loan (IRAL) |
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H&R Block guarantees you'll get the lowest price on a refund anticipation loan when you put it on an
H&R Block Emerald Card™ or your tax preparation is free.3 Get the safety and
convenience of a card to use anywhere MasterCard debit cards are accepted. IRALs are available starting
Jan. 11, 2008.
Learn More
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| Refund Anticipation Loan (RAL) |
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Get your refund fast when you file your taxes with us. Receive the amount of your anticipated federal tax
refund (minus bank and H&R Block fees) on an H&R Block Emerald Prepaid MasterCard, a
loan check or direct deposit within 1 to 2 days after filing your return. Plus, your H&R Block tax
preparation fees are paid out of the loan, so you pay nothing out-of-pocket.4 RALs are available
starting Jan. 11, 2008.
Learn more about your refund options.
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| H&R Block Emerald Prepaid MasterCard® |
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Keep more of your hard-earned money with the H&R Block Emerald Prepaid MasterCard. Put your refund on the
H&R Block Emerald Card™ so you can make purchases anywhere MasterCard debit cards are accepted, get cash and reload your card. Using your refund has never been safer or more convenient.
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| H&R Block Emerald Advance™ line of credit |
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Get quick access to money year-round with the H&R Block Emerald Advance line of credit to use for emergencies like car repairs,
bills and other short-term needs.
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| Maximum Refund Guarantee |
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Get the maximum refund you're entitled to, or your tax preparation is free.5
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| H&R Block Standard Guarantee |
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Our H&R Block Standard Guarantee is included in every tax return. If penalties or interest charges are owed due to
H&R Block's error, H&R Block will pay those penalties and interest on federal, state and local returns.
If the IRS audits you, an H&R Block representative will assist in answering questions regarding the
preparation of your return (not as a legal representative).
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| Satisfaction Guarantee |
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At H&R Block, we stand behind our work. We're so certain that you'll have a positive experience that you don't pay until you're satisfied.
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| Peace of Mind® Extended Service Plan |
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For just $30, you can purchase the Peace of Mind® Extended Service Plan and gain extra
confidence. If you owe additional taxes due to our error in the preparation of your return, we'll pay up to
$5,000. If you are audited, a qualified H&R Block Enrolled Agent will accompany or represent you (with
Power of Attorney). Peace of Mind® is included with the cost of tax preparation in our Premium
offices.
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| Second Look® |
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Get a second opinion on your taxes. With Second Look from H&R Block, we'll review your
taxes - no matter who did them - for just $29. Last year, H&R Block uncovered errors on more than 87% of
the returns people brought in for review. On average, H&R Block Second Look clients who expected a refund
and re-filed received an additional refund of $1,377.6
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| Professional Audit Services |
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If you are being audited, H&R Block is on your side. From the time you receive IRS notice to when the
audit is resolved, you can depend on Audit Assistance or Audit Representation7 to help you through
it.
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Don't miss out on money you deserve! An H&R Block tax pro can help you maximize deductions and get the
refund you're entitled to. Find an office.
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1 Annual Percentage Yield. Rates are variable and subject to change.
2 Provided by HSBC Bank USA, N.A. or HSBC Trust Company (Delaware), N.A. At participating offices. Fees and additional terms and conditions apply.
3 Low priced refund anticipation loan ("RAL", also known as a Classic RAL) available when RAL is loaded on an H&R Block Emerald Prepaid MasterCard®. If you find a lower priced RAL at another tax prep provider we'll prepare your 2007 income tax return for free. Claims must be made by April 30, 2008. RAL subject to credit approval and other qualifications. RAL provided by HSBC Bank USA, N.A. or HSBC Trust Company (Delaware), N.A. A Refund Account fee and a Finance Charge are charged by the lender. Amount received may be reduced by debt owed for a prior RAL and fees owed to H&R Block. Those who e-file with direct deposit without taking a RAL typically receive their federal income tax refund in 8-15 days. The H&R Block Emerald Prepaid MasterCard® is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC. Fees may apply. At participating offices.
4 Subject to credit approval and other qualifications. Refund Anticipation Loan ("RAL", also known as a Classic RAL) provided by HSBC Bank USA, N.A., or HSBC Trust Company (Delaware), N.A. An account fee and a finance charge are charged by the lender. Amount received may be reduced by debt owed for a prior RAL and fees owed to H&R Block. At participating offices. Those who e-file with direct deposit without taking a RAL typically receive refunds in 8-15 days.
5 If, due to H&R Block's error on your return, you are entitled to a larger refund (or smaller tax liability) than what we calculated, we will refund your tax preparation fee for that return. Refund claims must be made during the calendar year 2008. At participating locations.
6 Individual results may vary. Additional fees apply if you have us prepare a corrected or amended return. At participating offices.
7 Signed Power of Attorney required. H&R Block does not act as a legal representative.
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