The H&R Block Emerald Savings account is an interest-bearing savings account offered by H&R Block Bank through H&R Block tax offices.
The H&R Block Emerald Savings account offers competitive interest rates, and your money is insured by the FDIC for up to $250,000. You can make deposits using a portion of your tax refund, by making
1-time deposits or by setting up automatic monthly deposits from your bank account. Another convenient feature is you may access your Emerald Savings account using an H&R Block Emerald Prepaid MasterCard
®.
The H&R Block Emerald Card
® makes deposits and withdrawals from your Emerald Savings account easy. You can transfer funds between your H&R Block Emerald Card and your H&R Block Emerald Savings account at ATMs worldwide.*
Account Benefits
With the H&R Block Emerald Savings account you'll enjoy:
- no fee to open the account
- competitive interest rates on your account balance
- access to your money with the H&R Block Emerald Card
- low initial contribution (minimum $300 single deposit with a $25 automatic direct deposit (ACH).)
- an account that is FDIC insured up to $250,000
- help when you need it at 1-800-HRBLOCK
Interest Rates
The H&R Block Emerald Savings account interest rate is a bank-administered rate, which is subject to change. **
See the latest interest rates.
Frequently Asked Questions
ATM Locations
*Fees will apply.
** Interest rate is subject to change. To the extent the account is subject to any account fees, the overall earnings on the
account will be reduced.
Banking services offered through H&R Block Bank, a Federal Savings Bank, Member FDIC.
The H&R Block Emerald Prepaid MasterCard® is issued by H&R Block Bank, a Federal Savings Bank, Member
FDIC. Fees may apply. This product may not be available at some locations. MasterCard is a registered trademark of MasterCard
International Incorporated. The H&R Block Emerald Card® is a registered trademark of HRB Innovations, Inc, and may be covered by 1 or more of the following U.S. Patents: 6,000,608, 6,189,787, 7,072,862, 7,127,425 and 7,177,829.