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H&R Block Emerald Prepaid MasterCard® FAQs

General
  • What is the H&R Block Emerald Prepaid MasterCard®?
  • Where can I use my H&R Block Emerald Card?
  • How does my card differ from a credit card?
  • How can I get an H&R Block Emerald Card?
  • I received my H&R Block Emerald Card in the tax office. Now what do I do?
  • What do I do when I receive my new personalized H&R Block Emerald Card in the mail?
  • How can I add money to my H&R Block Emerald Card?
  • I want to get cash with my card. How do I do that?
  • Can I use my H&R Block Emerald Card to pay for gas at the pump?
  • I had my refund, refund anticipation check or loan proceeds loaded to an H&R Block Emerald Card. How long does it take for funds to appear on my card?
  • I applied for an H&R Block Emerald Card online. How long will it take for me to receive my card?
  • Who can I call if I have questions during the online enrollment process?
  • Who can I call if I have questions after I receive my H&R Block Emerald Card?
  • What do I need to apply online for an H&R Block Emerald Card?
  • How do I check the status of my H&R Block Emerald Card online application?
  • Do you offer card support in Spanish? (¿Usted ofrece la ayuda en español?)
  • How can I get an answer to an H&R Block Emerald Card question not addressed here?


Security
  • How secure is the H&R Block Emerald Card?
  • Are the funds on my card FDIC insured?
  • What if I lose my H&R Block Emerald Card?
  • How do I change my PIN for my H&R Block Emerald Card?
  • I forgot my PIN. How can I get it?


Additional Cards
  • Can I have more than 1 card?


Transactions
  • How do I check the amount available on my card?
  • How do I view my transaction history and statement for my H&R Block Emerald Card?
  • When I view my transaction history, what does "pending" mean next to some of my purchases?
  • Why is there an unfamiliar merchant name listed on my statement? I don't remember shopping there.
  • What if I disagree with a transaction that has posted to my account?


Fees and Limitations
  • What are the fees associated with my card?
  • What are the daily limits for the H&R Block Emerald Card?
  • What if I don't have enough money on my card? Can I make a purchase?
  • Can my H&R Block Emerald Card ever carry a negative balance?
  • What happens if there is still money on my card when it expires?
Fees are subject to change.

* If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional fee by the ATM operator even if you do not complete a withdrawal. This additional ATM fee is a third-party fee assessed by the individual ATM operator only and is not assessed by us. This additional ATM fee, along with the $1.95 withdrawal and $1 balance inquiry fee charged by H&R Block Bank, will be deducted from your card.
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H&R Block Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. NOW Accounts with interest rates above 0.25% for any balance level are not included in this program.

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