H&R Block Emerald Advance line of credit

Quick access to money year round

You can get quick access to money year-round with the H&R Block Emerald Advance line of credit to use for emergencies like car repairs, bills and other short-term needs.

The Emerald Advance is part of a suite of year-round banking products, including a prepaid debit card account and a competitive-yield savings account.

Tap into affordable credit
  • Access between $300 and $1,000 with no credit check.1
  • Save money by avoiding more expensive financial services, like check-cashers or payday loans.
  • Access your money through the H&R Block Emerald Prepaid MasterCard® and use it wherever MasterCard debit cards are accepted.
  • Include an H&R Block Emerald Savings account and enjoy competitive yields.

Qualifying for the Emerald Advance1
  • - Must have a minimum of $300 deposited in an H&R Block Emerald Savings account.
    or
  • - Must have a minimum of $500 monthly direct deposit of payroll to the H&R Block Emerald Prepaid MasterCard ® (for at least 3 months).


Check back soon for more information on how you can apply.

1Other eligibility requirements may apply.

The H&R Block Emerald Advance, H&R Block Emerald Savings account and the H&R Block Emerald Prepaid MasterCard are products of and issued by H&R Block Bank, a Federal Savings Bank and member FDIC. Fees may apply. Not available at all locations.

The H&R Block Emerald Card may be covered by one or more of the following U.S. Patents: 7,072,862 and 7,177,829