H&R Block Bank knows you need options. Whether you're looking to earn interest on your cash, hassle-free
checking or an account to support your business, we have a solution for you.
Features offered on ALL H&R Block Bank checking accounts:
- online access with optional online bill pay1
- free ATM/MasterCard® debit card
- overdraft protection LOC2
- monthly refund up to $6 on non-H&R Block ATM transaction fees3
- FDIC insured up to $250,000
- $25 minimum to open
Block Checking
Straightforward checking that's simple to maintain. Keep a minimum daily balance of $300, or sign up for direct deposit
to avoid monthly service fees
3. Plus, get free unlimited check writing.
Block Interest Checking
Get the convenience of a checking account with the benefit of earning interest on your entire balance. Keep a minimum daily
balance of $500 to avoid monthly service fees. Plus, get free unlimited check writing.
View Current Interest Rates
Block Business Account
We provide a simple business checking account that will help you run your business. Keep a minimum daily balance
of $1,000 to avoid monthly service fees. We also offer wire transfer services and ACH origination.
1The first 10 bills per statement cycle will be paid at no charge. Each subsequent bill will incur
a $0.50 charge.
2H&R Block's overdraft line of credit provides a pre-approved limit, to cover the checks you have
written, when needed. Funds are transferred from your credit line to your checking account in $100 increments. Your
overdraft line of credit will accrue interest daily until paid. Minimum payments will be deducted from your checking
account each month. You may pay your entire balance at any time in person, over the phone, online or by mail.
3$10 monthly fee assessed after 15 months of inactivity until account becomes active again or until balance is depleted. Transfer fees may apply to savings account transfers.
