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Certificate of Deposit

An easy, flexible, secure way to save with a guaranteed rate of return. Let H&R Block Bank show you the best fit for your short- and long-term saving needs. Choose one of our Fixed Rate Certificates of Deposit, from 30 days up to 5 years, and you'll be 1 step closer to your savings goals.*



All H&R Block Bank CDs offer free online access and are FDIC insured up to ($250,000).

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* $250 minimum to open, unless otherwise stated. Substantial penalty may be imposed for early withdrawal. Interest earned on a CD can be paid monthly, quarterly or upon maturity at the customer's option. Interest automatically compounds in the account, unless you specifically request interest payments be disbursed. APY assumes interest remains on deposit until maturity. Grace period varies by account type. Available to personal or business customers.
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H&R Block Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. NOW Accounts with interest rates above 0.25% for any balance level are not included in this program.

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